ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI LIKUIDITAS PERBANKAN DI INDONESIA

Abstract

This study examines the effects of bank size, net working capital, ROA, ROE, CAR, NPL, deposit interest rate, and credit interest rate on the banking liquidity in Indonesia. We use 145 data of commercial banks in 2007-2011. We use multiple linear regression method to analyze the relationship between bank size, net working capital, ROA, ROE, CAR, NPL, deposit interest rate, credit interest rate and banking liquidity. The results show that Net Working Capital, ROA, ROE, CAR, Deposit Rate, and Interest Rate have a significant effect on banking liquidity. Meanwhile, Size of Bank and NPL does not effect on banking liquidity.