MASYARAKAT MELEK KEUANGAN SEBAGAI PRASYARAT KEUANGAN INKLUSIF

Abstract

The level of financial literacy of a country have an impact on people's welfare. FSA survey in the year 2013 shows the low level of financial literacy of Indonesian society. During this time, the bottom of the pyramid in Indonesian society still do not feel the benefit of financial institutions. The result this time the class included in the class of the poor. Inclusive Finance is one of the ways which are supposed to distribute the benefits provided financial institutions to the bottom of the pyramid in the community. The prerequisites that must be met in order to achieve an inclusive financial community is financial literacy. Community financial literacy can be cultivated through socialization, training, mentoring and education to the community (especially the bottom of the pyramid) on parties who have competence in the field of finance. This method proved successful in improving the financial literacy rate in some countries. Keywords: financial literacy, inclusive finance, the bottom of the pyramid.