Fintech Studies in Indonesia: A Systematic Literature Review

Nofa Hermawati, Irwan Trinugroho


The advancement of information technology has brought digital transformation on many aspects of human life, including in financial activities. This leads to the emergence of financial technology (fintech) has proved to be one of the most significant phenomena for the last decade. Thus, scientific studies in this field are important for the literature development to provide evidence in the field as well as contribute to the development of fintech innovations, regulations, and practices. The study explores the available research publications in fintech topic in Indonesian literature using systematic literature review method. Based on our analysis, we conclude that the studies in the area of fintech have covered most of the available topics for all of the existing fintech products and potential issues. However, several topics still requires further research as they are considerably less explored. Further, the quality of studies also needs to be improved as there are a lot of studies with quality issues. Finally, the fintech studies in Indonesia can enrich the Indonesian fintech literature with good quality paper publications in reputable publishers.

Keywords: financial technology, fintech, Indonesia, systematic literature review.

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