ANALISIS PENGARUH LIKUIDITAS, EFISIENSI OPERASIONAL, NPL, NIM DAN DER TERHADAP PROFITABILITAS BANK PERKREDITAN RAKYAT YANG TERDAFTAR DI OJK (Studi pada BPR di Wilayah Kerja OJK Purwokerto)

Abstract

This study aimed to analyze the effect of LDR, ROA, NPL, NIM and DER toward ROA. This research was conducted during the period 2010-2013. The total sample of 17 BPR that are listed in the OJK are taken through purposive sampling. The analysis technique used is statistical test with multiple regression analysis and hypothesis testing using the F test and t test, which had previously been performed classical assumption first. The results showed NIM had positive impact on ROA, and while BOPO and DER negative impact on ROA. LDR and NPL variables and no significant impact on ROA. And the variable that has the most dominant influence on ROA is variable BOPO.
Keywords : ROA, LDR, BOPO, NPL, NIM and DER