BAITUL MAAL WAT TAMWIL SEBAGAI ALTERNATIF BANTUAN PERMODALAN USAHA MIKRO KECIL DAN MENENGAH (Studi Kasus Pada BMT El Syifa Jakarta Selatan)

Abstract

Implementation of the ASEAN Economic Community (AEC) in 2015, will be a great challenge to the existence of SMEs in Indonesia, the classic problem of SMEs is a capitalization issue, not all financial institutions to easily provide access to capital for SMEs. Many of the requirements that must be fulfilled by SMEs in accessing capital assistance. BMT as an Islamic financial institution with a wide range of products makes it easy for SMEs to access capital. The following study is an analysis of qualitative research is conducted by reviewing the literature and various temua regarding benefits BMT for the existence of the alternative capital of SMEs. From the research conducted it turns SMEs contribute significantly to the SMEs in the sustainability of SMEs access the capital so as a creative business can continue to run, rock selsain BMT capitalization also help in terms of educational institutions and SMEs in terms of exploration of the product so that the existence of SMEs can survive Particularly in the ASEAN Economic Community (AEC) in 2015.
Keywords: Baitul Maal wat Tamwil, Capital, SME