MANAJEMEN WAKAF DAN ZAKAT PENDIDIKAN SEBAGAI SOLUSI UNTUK PERBAIKAN EKONOMI MELALUI KETERKAITAN PROGRAM PADA UMKM MENGHADAPI MASYARAKAT EKONOMI ASEAN (MEA) 2015
Abstract
In the faceof ASEAN Economics Community (AEC) in 2015, Indonesian state should respond seriously and strategy. The Indonesian economy is dominated by the Usaha Mikro, Kecil dan Menengah (UMKM) will be a priority in improving the economy of Indonesia because it has a high resistance to crisis and global competition.
UMKM in Indonesia as one of the foundations of a strong economy still has some problems in its development. To overcome these problems required a system with both the Linkage Program which is a partnership program financing. The partnership made between Islamic Bank with a partner company that will be the Islamic bank partner, and partner companies namely Multifinance and Microfinance Institutions Sharia. With the linkage program, it is expected that financing will be channeled to UMKM are oriented to this concept. So the micro, small and medium enterprises will develop and provide a greater contribution to the GDP and will boost economic growth in Indonesia. However, this system is not optimalunless it‟s supported by Linkage Program.
“Waqf Management and Zakat Education” is a method of collecting funds from obligation of moeslem which is have to pay it and then processed in the system to be distributed to people in need espesially UMKM. Waqf are given not only in the form of landor goods that are not liquid(can not move), but liquid funds could also be used to pay waqf. Similarly, the Zakat that is not only mentioned in the nash, but also zakat can be istimbat oranalogous to the stock, the result of the profession, and also one of them to pay for education is often called zakat education.
Keyword: Waqf Management, ZakatEducation, LinkageProgram, UMKM, Economic Growth,ASEANEconomicsComunity(AEC).
UMKM in Indonesia as one of the foundations of a strong economy still has some problems in its development. To overcome these problems required a system with both the Linkage Program which is a partnership program financing. The partnership made between Islamic Bank with a partner company that will be the Islamic bank partner, and partner companies namely Multifinance and Microfinance Institutions Sharia. With the linkage program, it is expected that financing will be channeled to UMKM are oriented to this concept. So the micro, small and medium enterprises will develop and provide a greater contribution to the GDP and will boost economic growth in Indonesia. However, this system is not optimalunless it‟s supported by Linkage Program.
“Waqf Management and Zakat Education” is a method of collecting funds from obligation of moeslem which is have to pay it and then processed in the system to be distributed to people in need espesially UMKM. Waqf are given not only in the form of landor goods that are not liquid(can not move), but liquid funds could also be used to pay waqf. Similarly, the Zakat that is not only mentioned in the nash, but also zakat can be istimbat oranalogous to the stock, the result of the profession, and also one of them to pay for education is often called zakat education.
Keyword: Waqf Management, ZakatEducation, LinkageProgram, UMKM, Economic Growth,ASEANEconomicsComunity(AEC).
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