Factors Affecting the Profitability of Rural Banks in Tasikmalaya

Fransdito Ali Ilyas, Christina Tri Setyorini

Abstract


This study aims to determine the effect of Capital Adequacy, Total Credit, Operational Efficiency and Non-Performing Loans on Profitability at Rural Credit Banks (BPR) in Tasikmalaya City for the 2013-2020 period. The research method used is a quantitative research method with a descriptive statistical approach. The analysis technique used is panel data regression analysis. The results showed that Capital Adequacy and Non-Performing Loans had no effect on Profitability, while Total Credit had a significant positive effect on Profitability. Also Operation Efficiency has a significant negative effect on Profitability.

 

Keywords: BPR, CAR, NPL, ROA, LDR


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References


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