PERSPEKTIF PERBANKAN DI KOTA PALEMBANG DALAM GREEN MICROFINANCE

Abstract

This study aims to mengetahuit Banking Perspectives in the city of Palembang in green microfinance one financing in enhancing the empowerment of SMEs in the city of Palembang. Microfinance, or better known as micro-finance or micro-credit or also known as the capital is a software program that earmarked funding for the poor and disadvantaged to grow their business. The study was conducted using qualitative design through FGD with banking institutions which have implemented the credit financing to improve the empowerment of SMEs in the city of Palembang. Based on the recapitulation of FGD with the banking side to the increased empowerment of MSME products that are environmentally friendly, that the bank has been run and proactive towards environmental programs are encouraged by the Government as one of the social responsibilities that are described in an earlier study by Bansal and Roth (2000), known as Model of ecological responsiveness in microfinance (Model responsibility Ecology in microfinance) by outlining the three main functions of legitimacy (stakeholder pressure), competitiveness (strategic and economic benefits), and social responsibility. Banking institutions are expected to run the program financing to MSMEs provide education that the resulting product can be based go green to produce environmentally friendly products. Keywords :green microfinance, environmentally friendly, financing