The Influence Of Financial Literacy, Financial Technology, Level Education On Financial Management Behavior On Micro Enterprises In Banyumas Regency

Hermin Ayu Utami, Warsidi Warsidi, Yudha Aryo Sudibyo, Guntur Supriyanto

Abstract


The purpose of this study is to examine the influence of financial literacy, financial technology, and education level on financial management behavior. The data used in this study is primary data, namely in the form of a questionnaire distributed to micro businesses in Banyumas Regency. The number of samples analyzed in this study is as many as 100 samples. The sample was selected using the Convenience Sampling method with certain criteria that had been set beforehand. The analysis technique used is multiple linear regression analysis. The results of the study show that financial literacy has a positive effect on the financial management behavior of micro businesses in Banyumas Regency. Financial technology has a positive effect on the financial management behavior of micro businesses in Banyumas Regency.

 

Keywords: Financial Literacy, Financial Technology, Level Education, Financial Management Behavior.


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References


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