Analysis Of Investment Credit Demand In National Private Banks In West Java

Abstract

This study is analyzing on how the Investment Loan Interest Rates (ILIR) variable, Inflation (INF) variable, and Gross Regional Domestic Product (GRDP) variable will give impacts towards the demand in Investment Credit (IC) of National Private Banks in West Java whether jointly or partially, from 2003:I – 2011:IV period. Later, this research also finds out the most influential independent variable towards Investment Credit demand. The method used in this research is the secondary data analysis method by using literature study which is supported by quantitative analysis of multiple linear regression. The solution focused at growth of investment credit of demand in National Private Banks in West Java. From the result of the analysis, it is found that the three variables have a significant effect on the demand for investment credit in National Private Banks in West Java. Partially, investment loan interest rate variable gives significant and negative effect, inflation variable doesn’t give any significant effect and regional gross domestic product variable gives positively significant effect towards the demand. The regional gross domestic product variable is the most influential variable which contributing in the increasing demand of credit investment in national private bank in West Java.

Keywords: Investment Loan Interest Rates, Inflation, Gross Regional Domestic Product, And Investment Loan Demand.