BANK MONITORING, RISIKO, SPREAD SUKU BUNGA PADA BANK PERKREDITAN RAKYAT

Abstract

This study examined the effect of monitoring power, capital adequacy, non-performing loan, loan to deposit ratio, and bank size on the interest rate spreed. The analysis was used linear regression model to estimated the effect of various variables. The result of the study indicates that monitoring power was positively significant, capital was negatively significant, non-performing loan was negatively insignificant, loant deposit ratio was negatively insignificant, and total aset was negatively significant on interest rate spread.
Keywords : Bank monitoring, capital adequacy, non-performing loan, loan to deposit ratio, total aset, net interest margin